Scope and operator
These Terms govern your use of choicemosaic.com and its content. ChoiceMosaic is an independent research publication operated from Japan. Privacy requests are handled through the process in the Privacy Notice. By using the site, you agree to these Terms; if you do not agree, do not use the site.
Informational purpose
ChoiceMosaic content supports product and service research. It is not legal, financial, medical, tax, security, procurement, or other regulated professional advice. A comparison cannot account for every reader's requirements, contract terms, location, risk tolerance, or circumstances. You remain responsible for your evaluation and decision.
Evidence changes
Prices, features, availability, program terms, and external documentation can change after a page's verification date. ChoiceMosaic identifies evidence dates and material limitations but does not promise that every external fact remains current. Check the provider's current official information and terms before a purchase, migration, application, or other commitment.
External services and affiliate links
External destinations, products, contracts, payments, and support are controlled by their operators. ChoiceMosaic is not a party to a transaction merely because it links to a provider. Pages may later include clearly disclosed affiliate links through which ChoiceMosaic may earn compensation. See the affiliate disclosure.
Intellectual property and fair use
ChoiceMosaic's original text, design, and compilation are protected to the extent provided by applicable law. You may link to pages and make reasonable quotations with attribution where the law permits. Do not republish substantial portions, remove attribution, imply endorsement, or use ChoiceMosaic branding to impersonate the publication. Third-party names and trademarks belong to their respective owners and are used for identification and commentary.
Acceptable use
Do not attempt to disrupt the site, bypass access controls, introduce malicious code, scrape in a manner that harms availability, probe for vulnerabilities without authorization, impersonate ChoiceMosaic, or use the site unlawfully. Automated access must respect technical limits and may not interfere with other readers or misrepresent ChoiceMosaic content.
Availability and disclaimers
The site and its content are provided on an “as available” basis. To the maximum extent permitted by law, ChoiceMosaic disclaims implied warranties of accuracy, completeness, merchantability, fitness for a particular purpose, and non-infringement. The site may be corrected, changed, interrupted, or withdrawn without guaranteeing advance notice.
Limitation of liability
To the maximum extent permitted by law, ChoiceMosaic is not liable for indirect, incidental, special, consequential, or punitive loss arising from use of the site, reliance on its content, or an external product or website. Nothing in these Terms excludes liability that cannot legally be excluded or limits mandatory consumer rights that apply to you.
Governing law
These Terms are governed by the laws of Japan, without regard to conflict-of-law rules and without limiting mandatory protections available under the law that applies where you live. A court with jurisdiction under applicable law may hear a dispute.
Severability
If any provision of these Terms is found unenforceable, the remaining provisions remain in effect to the extent permitted by applicable law.
Changes and contact
These Terms take effect when this version is first published. Material changes receive a new review date and apply prospectively unless law requires otherwise. Questions may be sent to hello@choicemosaic.com.